What the website helps you do
Browse Philippine credit cards and payment products, compare listed features, and find official sources for bank promos. Waismo is an informational comparison website. It does not issue credit, decide approval, or submit your application to a bank.
Sources and verification dates
Card and promo pages use the public catalog release served to the website. Entries link to their issuer source and show the catalog verification date when one is supplied. That date describes the record; it is not a guarantee that the bank’s terms are unchanged today.
A catalog entry can be incomplete. If a fee, expiry date, eligibility rule, or full promo mechanic is not supplied, we direct you to the issuer rather than fill the gap with an assumption. Expired promo pages are labelled as references.
How to use a comparison
Read the current issuer fee schedule and terms before applying or spending. Check fee billing periods, waiver conditions, eligible cards, promo registration, merchant or branch restrictions, minimum spend, and benefit caps. Approval and promo eligibility remain subject to the issuer’s rules.
Our educational guides
The Waismo guides explain how to read fees and offer conditions. Published by Waismo, they use linked primary sources and show a revision date. They are general information, not a personal credit recommendation.
Corrections and contact
If a public entry appears inaccurate, include its page link and the relevant issuer source when contacting [email protected]. Do not send passwords, one-time codes, full card numbers, CVVs, or financial application documents.